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BDG12.DOC
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1990-06-21
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√5,75
BUDGET ANALYSIS
Budget Analysis requires an I.B.M. PC/XT/AT or compatible computer to
run.
For a hard copy presentation, a printer configured as LPT1 is also
required.
Budget Analysis is a financial program that will help you get a picture
of your spending patterns in relation to your income. The program will give
a summary of your income and expenditures, as well as the percentage of
surplus or deficit in relation to your income.
For a more thorough examination, you will have the option of having
the entire income and expense sheet sent to your printer.
USING the PROGRAM
INCOME
------
At the DOS prompt enter BDG12 and press ENTER. After the title and
copyright are displayed press the Space Bar to go to the first series of
input prompts.
You are first asked to enter the number of weekly paychecks that you
receive in a week. Enter the number of checks and not the amounts. For
example, if you and your wife both work and get paid once a week then enter
2 at the prompt. If you have none then enter 0.
Next enter the number of semi-weekly pay check that you get. In this
context the term semi-weekly pertains to being paid every other week or
twice a month. If you have none then enter 0.
If you receive any monthly pay checks, then enter that number at the
next prompt.
If you receive any other income during the month answer 'Y' to the next
prompt. Note: If you are paid on a quarterly basis then answer 'Y' to the
prompt, and when asked to enter the amounts, enter 1/3 of your quarterly
check. If you have no other income then enter 'N'.
You will then be asked to enter the amounts for each of the paychecks
under each one of the categories. For the last category you are to also
enter the source of the income. In the last category, when you have
finished entering the source and amounts, enter E,0 to exit the income
routine.
The program will then total your monthly income by multiplying each
weekly amount by 4, each semi-weekly amount by 2, and then adding in your
other sources of income.
EXPENSES
--------
You are now presented with a list of common expenses for which you
either enter the monthly expense or 0. Next you are given the chance to
enter the source and amount of any other monthly expenses that were not
presented in the previous list. For example you may have parking or car
pool expenses. Do not enter any loan payments at this point. When you have
finished entering these expenses enter E,0 to exit.
The next category deals with your loan payments. Enter the number of
weekly, monthly, and other loan payments that you have. For each category
enter a 0 if you have none. You will then be prompted to enter the source
and amount for each loan payment under each category. For other loan
payments, enter the total monthly expense.
The program will then calculate your expenses and compare them to your
income and present you with a screen display of the summary. You will then
be asked if you want a printed analysis. If you do, then press 'Y' and turn
on your printer and press ENTER.
After the analysis has been printed or if you answered 'N' to the
printed analysis prompt, you will be asked if you want to run the program
again. Enter 'Y' to restart the program or 'N' to exit back to DOS.
SHAREWARE/LICENSE AGREEMENT
SHAREWARE
It is extremely expensive to bring a software product to the market
in today's environment. The user supported software concept known as
SHAREWARE provides a method whereby individual authors and small
companies can market their products without incurring staggering
advertising and promotional costs.
The user benefits in two ways. First, the user may test the
product before purchasing and second, the user receives a quality
product at low cost.
This concept can only work with your support. If you find that you
can use this product (or any other user supported software package),
then we would appreciate a contribution to help defray the cost of
this product and further development of new products.
We suggest a contribution of $9.95 per machine.
Please note, that only registered users will be notified of updates.
Please send contributions to:
R. KUPFER
c/o INTREX CORPORATION
P.O. BOX 1056
STURBRIDGE, MA. 01566
A registration form has been provided at the end of this document
for your convenience.
SOFTWARE LICENSE AGREEMENT
YOU MAY:
- Use the program on any microcomputer for which this package was
designed to operate.
- Copy the program and documentation into any machine-readable or
printed form for backup purposes.
- Freely copy and share unmodified copies of the product. You must
reproduce and include the copyright notice on any copies.
- You must include this license agreement and registration form with any
copies that you distribute to others.
- Write us with any problems that you've encountered with this
program.
- Write us with any suggestions as to improvements that you would
like to see in updates.
YOU MAY NOT:
- Sell the product for a fee and/or distribute the product along with
other products without express written permission.
- Grant sublicense, leases, or other rights in the software to others.
- Make verbal or media translations of the user's manual.
- Modify or remove the Copyright notice from the program, diskette or
it's manual.
- Modify the program, diskette or manual and/or merge it into another
program for any machine.
LIMITED WARRANTY
THIS PROGRAM IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER
EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED
WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE PROGRAM IS
WITH YOU. SHOULD THE PROGRAM PROVE DEFECTIVE, YOU ASSUME THE ENTIRE
COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. SOME STATES DO
NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES SO THE ABOVE EXCLUSION
MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS
AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH MAY VARY FROM STATE TO STATE.
WE ARE NOT LIABLE TO YOU FOR ANY DAMAGES TO YOUR COMPUTER OR
PERIPHERAL EQUIPMENT ARISING OUT OF YOUR ATTEMPT TO COPY OR DUPLICATE
THE PROGRAM DISK, EVEN IF WE OR OUR AUTHORIZED REPRESENTATIVE HAVE
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY
ANY OTHER PARTY.
YOU MAY NOT USE, COPY, MODIFY, OR TRANSFER THE PROGRAM, DOCUMENTATION,
OR ANY COPY, MODIFICATION OR MERGED PORTION OF THE PROGRAM OR
DOCUMENTATION IN WHOLE OR IN PART, EXCEPT AS EXPRESSLY PROVIDED FOR IN
THIS LICENSE.
We do warrant, as the only warranty provided to you, that the media on
which the program is furnished is free of defects in material and
workmanship under normal use for ninety (90) days from the date of
delivery to you as evidenced by your registering your copy with us.
LIMITATIONS OF REMEDIES:
Our entire liability and your exclusive remedy shall be as follows:
We will replace defective media which is returned to the address
indicated with a copy of your registration.
GENERAL:
You may not sublicense, rent, or lease this program. Any attempt to
sublicense, rent, or lease or except as expressly provided for in this
agreement, to transfer any of the rights, duties or obligations
hereunder is void.
This agreement will be governed by the laws of the Commonwealth of
Massachusetts.
REGISTRATION
Name: _______________________________________________________________
Company: ____________________________________________________________
Address: ____________________________________________________________
City: ___________________________ State: ____ Zip: ____________
Program Title: ______________________________________________________
Version Number: __________ Telephone Number: ______________
Disk Format: ______ 5 1/4 ______ 3 1/2
Obtained the program from: ___________________________________________________
Comments:
Contribution: $ ___________ Number of Machines: ______
(Suggested payment is $9.95 per machine.)
Mail to:
INTREX CORPORATION
P.O. BOX 1056
STURBRIDGE, MASSACHUSETTS 01566